What Is Room Rent Capping In Health Insurance?

The Sum Assured is the maximum value for one year that your insurance company can pay upon your hospitalization. The amount over and above the insurance amount needs to be taken out of your pocket

Let’s take an example: According to your policy, your room rent limit is Rs 6,000 per day. Now, if you go to the hospital and choose a room for rent of Rs 12,000, then you have to pay an additional Rs 6,000 from your pocket.

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